Business Insurance: Most Popular Articles
These articles are the most popular over the last month.
Types of Business Insurance
There are many different types of business insurance. This is an overview of the types of insurance described as business insurance.
There are many different types of business insurance. This is an overview of the types of insurance described as business insurance.
Product Liability
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product manufactured, supplied or designed by the business.
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product manufactured, supplied or designed by the business.
Premium Deductions
Business insurance premiums are tax deductible as business expenses. This article discusses the basic deductions for business insurance premiums.
Business insurance premiums are tax deductible as business expenses. This article discusses the basic deductions for business insurance premiums.
Business Insurers
The largest business insurers in the United States maintain a dominant web presence. Here is a list of the largest business insurers and associated links. Each website includes valuable information about the company and business insurance.
The largest business insurers in the United States maintain a dominant web presence. Here is a list of the largest business insurers and associated links. Each website includes valuable information about the company and business insurance.
Liquor Liability
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
Release Forms
Business insurers may require the use of a release form or limitation on liability form be used by your business. Do release forms limit liability? Can a release form lower business insurance premiums?
Business insurers may require the use of a release form or limitation on liability form be used by your business. Do release forms limit liability? Can a release form lower business insurance premiums?
Using Section 125 Plans
Section 125 Plans allow an employer to offer benefits to their employees while saving health care premiums, taxes and workers' compensation premiums.
Section 125 Plans allow an employer to offer benefits to their employees while saving health care premiums, taxes and workers' compensation premiums.
Business Insurance Brokers
Business insurance brokers can offer more services to the business than the insurance agent. This is a list of the largest insurance brokers in the U.S. and their contact information.
Business insurance brokers can offer more services to the business than the insurance agent. This is a list of the largest insurance brokers in the U.S. and their contact information.
Additional Insured Def.
Definition of Additional Insured
Definition of Additional Insured
Endorsement
Endorsement - a business insurance definition
Endorsement - a business insurance definition
Basic Types of Policies
Business Insurance Policies cover four basic things: property, liability, people, and income.
Business Insurance Policies cover four basic things: property, liability, people, and income.
Church Insurance
Business Insurance for a church to protect the congregation and the physical location of the church is similar to insurance for a business.
Business Insurance for a church to protect the congregation and the physical location of the church is similar to insurance for a business.
Liability Insurance
A Liability Insurance Policy covers your business in the event of a law suit alleging your company caused damage or loss by a mistake.
A Liability Insurance Policy covers your business in the event of a law suit alleging your company caused damage or loss by a mistake.
Home Business Insurance
Home businesses need business insurance to protect the business just like any other business. Her we discuss the most common types of business insurance need by the home business.
Home businesses need business insurance to protect the business just like any other business. Her we discuss the most common types of business insurance need by the home business.
Why Business Insurance
Business insurance is critical to control risk. There are many common myths about business liability and the need for business insurance. Here we examine those myths about business insurance.
Business insurance is critical to control risk. There are many common myths about business liability and the need for business insurance. Here we examine those myths about business insurance.
Purchase Checklist
This is a Checklist of Documents and Information You Will Need to Purchase Business Insurance.
This is a Checklist of Documents and Information You Will Need to Purchase Business Insurance.
Lowering Insurance Premiums
You can lower your business insurance premiums. Here are some tips to lower your business insurance premiums.
You can lower your business insurance premiums. Here are some tips to lower your business insurance premiums.
Property Insurance
Property Insurance is insurance that insures your location and contents.
Property Insurance is insurance that insures your location and contents.
Policy Types
There are many different types of business insurance. This is an overview of the types of insurance described as business insurance.
There are many different types of business insurance. This is an overview of the types of insurance described as business insurance.
Agent v. Broker
Business insurance agents and business insurance brokers are different. Which professional you use depends on the size of your business operations.
Business insurance agents and business insurance brokers are different. Which professional you use depends on the size of your business operations.
Lowering WC Premiums
Workers compensation premiums are based on a formula used throughout the industry. Understanding the formula helps you lower your business insurance premiums.
Workers compensation premiums are based on a formula used throughout the industry. Understanding the formula helps you lower your business insurance premiums.
Fire Insurance
Fire insurance is a necessary part of a business insurance plan. A fire can destroy the business by causing a loss of revenue and facilities.
Fire insurance is a necessary part of a business insurance plan. A fire can destroy the business by causing a loss of revenue and facilities.
Do I need bus. auto?
Your business needs commercial auto coverage if it uses any titled vehicles in its business.
Your business needs commercial auto coverage if it uses any titled vehicles in its business.
Workers' Compensation
Workers' Compensation Insurance is mandated by state law and should be considered first in a business insurance plan.
Workers' Compensation Insurance is mandated by state law and should be considered first in a business insurance plan.
Key Man Insurance
Key Man insurance coverage is business insurance for the "key" employees within your business. Whether you need key man business insurance coverage is dependent upon the nature of your business.
Key Man insurance coverage is business insurance for the "key" employees within your business. Whether you need key man business insurance coverage is dependent upon the nature of your business.
Claims made or occurrence
Business Insurance for your business may include professional liability or other types of coverage that will be either claims made coverage or occurrence coverage. Understanding the difference is important for your Business Insurance program.
Business Insurance for your business may include professional liability or other types of coverage that will be either claims made coverage or occurrence coverage. Understanding the difference is important for your Business Insurance program.
Choosing an Agent or Broker
Business insurance is critical to your business. Choosing a business insurance professional who understands your needs and your business is an important first step in purchasing business insurance.
Business insurance is critical to your business. Choosing a business insurance professional who understands your needs and your business is an important first step in purchasing business insurance.
Liability Claims
Business insurance provides you with a defense and a way to pay claims in case of an injury to a person or property. This article outlines what happens when your company faces a liability claim.
Business insurance provides you with a defense and a way to pay claims in case of an injury to a person or property. This article outlines what happens when your company faces a liability claim.
Choosing an Insurance Company
Choosing an Insurance Company for your Business Insurance.
Choosing an Insurance Company for your Business Insurance.
Example of Coverage
Business interruption coverage can be explained by and example.
Business interruption coverage can be explained by and example.
Casualty Insurance
Casualty insurance differs from property insurance. Casualty insurance insures the business while property insurance insures the location.
Casualty insurance differs from property insurance. Casualty insurance insures the business while property insurance insures the location.
Purchasing Commercial Auto
Commercial auto insurance is one of the most critical coverages for your business insurance and risk management program. Before you add a commercial auto policy to your business insurance program, consider the following points and discuss them with your insurance professional.
Commercial auto insurance is one of the most critical coverages for your business insurance and risk management program. Before you add a commercial auto policy to your business insurance program, consider the following points and discuss them with your insurance professional.
Definition of the BOP
Definition of a Business Owner's Policy
Definition of a Business Owner's Policy
Definition of Occurrence
Definition of Occurrence
Definition of Occurrence
Insurer Ratings
There are five main companies that provide ratings for insurers.
There are five main companies that provide ratings for insurers.
HDHP and HSA
High Deductible Health Plans and a Health Savings Account can be a good way for newer small businesses to provide coverage to their employees.
High Deductible Health Plans and a Health Savings Account can be a good way for newer small businesses to provide coverage to their employees.
Workers' Comp. FAQ
Frequently Asked Questions About Workers' Compensation Insurance
Frequently Asked Questions About Workers' Compensation Insurance
Business Interruption
Business Interruption Insurance is coverage that protects your business from the loss of income from a loss of business location
Business Interruption Insurance is coverage that protects your business from the loss of income from a loss of business location
What Insurance?
Insuring your business starts with a statement about what your business does.
Insuring your business starts with a statement about what your business does.
How Much Bus. Int. Insurance?
Business interruption insurance is notoriously difficult to purchase in the correct coverage amount. Under insuring will result in a penalty.
Business interruption insurance is notoriously difficult to purchase in the correct coverage amount. Under insuring will result in a penalty.
Overview of Ins Contract
An Insurance Policy is a contract and each side has specific obligations.
An Insurance Policy is a contract and each side has specific obligations.
Group Premiums
Business insurance premiums are often less expensive when the business insurance is purchased through membership in a professional organization or business group.
Business insurance premiums are often less expensive when the business insurance is purchased through membership in a professional organization or business group.
Preparing to Buy Insurance
Preparing to Purchase business insurance is a four step process and is a good start in preparing a solid business insurance plan.
Preparing to Purchase business insurance is a four step process and is a good start in preparing a solid business insurance plan.
Definition of Coinsurance
Definition of coinsurance.
Definition of coinsurance.
Creating a Disaster Plan
Proper Business Insurance planning includes the creation of a disaster plan. The business owner has many tools available to create such a plan.
Proper Business Insurance planning includes the creation of a disaster plan. The business owner has many tools available to create such a plan.
Intentional Acts Coverage
Businesses often face the situation where an employee is accused of a crime or similar act. Business insurance may or may not provide coverage for such an act.
Businesses often face the situation where an employee is accused of a crime or similar act. Business insurance may or may not provide coverage for such an act.
Specialized Insurance
Some businesses require specialized business insurance.
Some businesses require specialized business insurance.
Earthquake Insurance
Damage to your business caused by earthquakes are not covered by your business insurance policy. If your business is in an area prone to earthquakes, then such business insurance coverage should be considered.
Damage to your business caused by earthquakes are not covered by your business insurance policy. If your business is in an area prone to earthquakes, then such business insurance coverage should be considered.
Raising Premiums
Business insurance premiums for your business are often the result of the way the business is operated. Bad claims history, poor safety records and poor business practices can greatly increase your business insurance costs.
Business insurance premiums for your business are often the result of the way the business is operated. Bad claims history, poor safety records and poor business practices can greatly increase your business insurance costs.
Professional Overhead
Business Insurance - Professional Overhead Expense Disability Coverage Protects the Business and Business Owner in Case of Disability.
Business Insurance - Professional Overhead Expense Disability Coverage Protects the Business and Business Owner in Case of Disability.
Business Insurance Budget
Business insurance is a significant cost of doing business. Planning your small business insurance plan requires budgeting for insurance.
Business insurance is a significant cost of doing business. Planning your small business insurance plan requires budgeting for insurance.
Reinsurance Definition
Definition of Reinsurance
Definition of Reinsurance
Puerto Rico
Insurance links and contact information for the Commonwealth of Puerto Rico
Insurance links and contact information for the Commonwealth of Puerto Rico
Business Insurance - Articles
An index of Articles for the Business Insurance guide site.
An index of Articles for the Business Insurance guide site.
Def. of Actual Cash Value
Definition of Actual Cash Value
Definition of Actual Cash Value
Life Insurance
Life Insurance can be used in your business insurance plan to cover key employees, owners, and partners in case of death or as an additional benefit for your employees.
Life Insurance can be used in your business insurance plan to cover key employees, owners, and partners in case of death or as an additional benefit for your employees.
Interpreting Policies
Business insurance policy disputes between insurers and insureds often end with a court interpreting the policy. We look at how courts interpret business insurance policies.
Business insurance policy disputes between insurers and insureds often end with a court interpreting the policy. We look at how courts interpret business insurance policies.
Illinois
Insurance links and contact information for the State of Illinois
Insurance links and contact information for the State of Illinois
Arizona
Links and contacts to the Arizona Department of Insurance
Links and contacts to the Arizona Department of Insurance
Insurers Online
Business insurers offer information online. Insurers offer quotes on your business insurance. The insurers also direct your business to agents, brokers, and insurance professionals in your area. Here I list some of the largest insurers' web sites for business insurance. These are direct links to the business insurance sections of some of the largest U.S. Insurers.
Business insurers offer information online. Insurers offer quotes on your business insurance. The insurers also direct your business to agents, brokers, and insurance professionals in your area. Here I list some of the largest insurers' web sites for business insurance. These are direct links to the business insurance sections of some of the largest U.S. Insurers.
Bar Insurance
Bars, taverns, inns, or any business that sells alcohol to the public have special insurance needs. Business insurance for a bar requires liability and property insurance. Here we look at business insurance for a bar.
Bars, taverns, inns, or any business that sells alcohol to the public have special insurance needs. Business insurance for a bar requires liability and property insurance. Here we look at business insurance for a bar.
Key Employee Life Insurance
Life Insurance Can be Used to Insure the Life of Key Employees and to Continue the Business in Case of Death
Life Insurance Can be Used to Insure the Life of Key Employees and to Continue the Business in Case of Death
Flood Insurance
Flooding and water damage is not covered under most commercial property policies. Your Business Insurance plan may need flood insurance.
Flooding and water damage is not covered under most commercial property policies. Your Business Insurance plan may need flood insurance.
Arkansas
Arkansas Department of Insurance links and contact information.
Arkansas Department of Insurance links and contact information.
Alaska
Links and contact information for the Alaska Division of Insurance.
Links and contact information for the Alaska Division of Insurance.
West Virginia
Insurance links and contact information for the State of West Virginia
Insurance links and contact information for the State of West Virginia
Health Insurance Overview
Health insurance for your business is important for your business to be competitive.
Health insurance for your business is important for your business to be competitive.
New York
Insurance links and contact information for the State of New York.
Insurance links and contact information for the State of New York.
Definition of Exclusion
Definition of Exclusion.
Definition of Exclusion.
Finding Insurance Professional
Businesses often find it difficult to find an agent or broker familiar with their particular business.
Businesses often find it difficult to find an agent or broker familiar with their particular business.
Farm Insurance
Business insurance for a farm requires a good deal of forethought in order to purchase the proper insurance for the farm operations.
Business insurance for a farm requires a good deal of forethought in order to purchase the proper insurance for the farm operations.
Business Insurance - QuickTips
An index of QuickTips for the Business Insurance guide site.
An index of QuickTips for the Business Insurance guide site.
Def. of Primary Care Physician
Primary Care Physician Definition
Primary Care Physician Definition
Network Risk
A network risk policy can protect your business in case of a serious network or internet outage and is a valuable part of your business insurance for your business.
A network risk policy can protect your business in case of a serious network or internet outage and is a valuable part of your business insurance for your business.
Definition of Broker
Definition of Insurance Broker
Definition of Insurance Broker
Working with Your Insurer
Business owners who purchase business insurance for their business must, necessarily, work with their insurance company. Here is some advice for working with your business insurer.
Business owners who purchase business insurance for their business must, necessarily, work with their insurance company. Here is some advice for working with your business insurer.
Kentucky
Insurance links and contact information for the State of Kentucky
Insurance links and contact information for the State of Kentucky
Maryland
Insurance links and contact information for the State of Maryland
Insurance links and contact information for the State of Maryland
Insurance Bad Faith
Sometimes insurers act in such a way that the insurer has committed "bad faith."
Sometimes insurers act in such a way that the insurer has committed "bad faith."
Lodging Insurance
Businesses that offer travelers a place to stay have special business insurance needs. Here is discussion of the business insurance needs of a lodging business.
Businesses that offer travelers a place to stay have special business insurance needs. Here is discussion of the business insurance needs of a lodging business.
California
Links and contact information for the California Department of Insurance.
Links and contact information for the California Department of Insurance.
Oklahoma
Insurance links and contact information for the State of Oklahoma
Insurance links and contact information for the State of Oklahoma
Agent Accreditation
Insurance agents and brokers can seek accreditation based on their experience and training.
Insurance agents and brokers can seek accreditation based on their experience and training.
Pennsylvania
Insurance links and contact information for the State of Pennsylvania
Insurance links and contact information for the State of Pennsylvania
Wisconsin
Insurance links and contact information for the State of Wisconsin
Insurance links and contact information for the State of Wisconsin
Alabama
Here are links and contact information for the Alabama Department of Insurance.
Here are links and contact information for the Alabama Department of Insurance.
Idaho
Insurance links and contact information for the State of Idaho.
Insurance links and contact information for the State of Idaho.
Definition of Adjuster
Definition of Adjuster
Definition of Adjuster
Washington
Insurance links and contact information for the State of Washington
Insurance links and contact information for the State of Washington